Santander Private
Santander Private Banking UK. Everything below is from the bank's own pages, its regulators or the league table publishers, numbered to the Sources page.
The facts
- Santander Private states that its Private Current Account (v2) is available to clients with investments or savings of over £500,000 (page read 1 November 2026).24
- Santander Private states that its Private Current Account (v2) has a £5 monthly fee to maintain the account (page read 1 November 2026).320
- Santander Private states that its Private Current Account (v2) requires clients to pay in at least £1,500 a month and set up two or more active direct debits (page read 1 November 2026).321
- Santander Private states that its Private Current Account (v2) is available to clients with a gross annual income in excess of £250,000 (page read 1 November 2026).322
- Santander Private states that Private Wealth is its most exclusive service for clients who have over £20m across savings or investments (page read 1 November 2026).30
What it publishes
| Desk | Item | Published | As read |
|---|---|---|---|
| private banking | fee schedule | Partly | £5 monthly fee to maintain the account |
| private banking | minimum investable assets | Yes | Available to clients with investments or savings of over £500,000, or a gross annual income in excess of £250,000. |
| private banking | eligibility criteria | Yes | be 18 or over and live in the UK permanently meet the Santander Private eligibility criteria (have investments or savings over £500,000 or a gross annual income |
| private banking | indicative fee range | No | |
| private banking | retainer terms | No |
The Secret Banker's view
Santander Private states its entry test in a sentence: over £500,000 in savings or investments, or a gross annual income over £250,000. The current account costs £5 a month and asks for £1,500 paid in monthly, which reads as a private bank that would quite like to be asked. Above it sits Private Wealth, its most exclusive service, for clients with over £20m. The full fee list is in a Key Facts Document, available from a Private Banker or by telephone. The price is published, in the sense that it exists.
Opinion, based on the facts above. Corrections through the contact page; a credible one gets a sourced fix within a week.
No firm named here has been consulted, and none should feel left out.